Market leadership experience with a proven track record of operational capability

Board Members

Craig Buick 

Group Chief Executive Officer of the Cabot Credit Management Group

Craig Buick is the Chief Executive Officer of Cabot Credit Management since January 2020. In this role, Mr. Buick oversees all of Encore’s European businesses. He joined Cabot Credit Management in January 2016 as Chief Financial Officer, and has a deep understanding of its operations, products and the complex European markets.

Previously, Mr. Buick spent thirteen years at GE Capital in a number of senior finance and audit roles, including Financial Controller for GE Capital Bank (UK), Chief Financial Officer for GE Money (Italy) and Managing Director – Internal Audit for Europe and Asia. Mr. Buick began his career with twelve years at PricewaterhouseCoopers, working in various offices across Australia, United Kingdom, Russia and Indonesia.

Mr. Buick is a Chartered Accountant (Institute of Chartered Accountants – Australia and New Zealand) and holds a Bachelor of Economics (Commerce) from Adelaide University, Australia.


Ashish Masih


Mr. Masih was appointed as a Non-Executive Director of Cabot Credit Management Group in 2017. Mr. Masih has been the President and CEO of Encore Capital Group since June 2017, and between 2009 and 2017 held various roles at Encore.

Previously, as President of Midland, Mr. Masih was responsible for internal call centres, decision science, legal collections, marketing, and all other domestic operations. He also oversaw Encore’s Asset Reconstruction Company, which is now operational and is purchasing debt portfolios in India. Prior to this at Encore, he served in three roles over time: Executive Vice President, U. S. Debt Purchasing Operations, Senior Vice President of legal collections operations, and Senior Vice President of corporate development. Prior to joining Encore, Mr. Masih was Vice President at Capital One Financial Corp., where he held senior roles in collections and recoveries among other roles. Prior to joining Capital One, Mr. Masih was an Associate Principal at McKinsey & Company and a Manager at KPMG Consulting.

Mr. Masih earned an MBA from The Wharton School of the University of Pennsylvania, a Master of Science in Manufacturing Systems Engineering from Lehigh University and a bachelor’s degree in Mechanical Engineering from the Indian Institute of Technology, New Delhi, India.


Christian Burgess

Group Chief Finance Officer  

Christian Burgess is the Chief Financial Officer of Cabot Credit Management since January 2020. In this role, Mr. Burgess oversees all of Encore’s European businesses. He joined Cabot Credit Management in April 2019 as Finance Director for all the Non-UK Cabot businesses. Previously, Mr. Burgess was the Chief Financial Officer of Grove Capital Management and prior to that spent fourteen years at Deutsche Bank where he was a Managing Director in a number of senior finance and business management roles within the Markets and Investment Banking divisions. Mr. Burgess began his career with the Commonwealth Bank where he worked in Sydney in various finance roles within the Insurance & Retail Banking businesses.

Mr. Burgess is a Chartered Accountant (Institute of Chartered Accountants – Australia and New Zealand) and holds a Bachelor of Financial Administration (Economics) from the University of New England, Australia.


Jonathan C. Clark

Encore Executive Vice President, Chief Financial Officer and Treasurer

Jonathan C. Clark is Encore's Executive Vice President, Chief Financial Officer and Treasurer, serving in this capacity since February 2015. In this role, Mr. Clark is responsible for managing relationships with the investment community, leading capital raising efforts, and for financial reporting, treasury, tax, financial planning and analysis, corporate development and strategy functions. He joined the company as CFO for Encore's subsidiary Midland Credit Management in October 2014.

Before joining Encore, Clark was Executive Vice President and Chief Financial Officer of SLM Corp., also known as Sallie Mae. During his time at Sallie Mae from 2008 until 2013, Clark increased investor value, reestablished the organization as a major player in the securitization market, and guided the company during the global financial crisis. Prior to joining Sallie Mae, Clark served as a Managing Director at Credit Suisse Securities from 2000 to 2007, after having served in various executive roles at Prudential Securities, The First Boston Corp., and a variety of other companies during his career. Clark earned an economics degree from the University of Virginia, and a master's degree in business administration from the Harvard Business School.


Brendan Gilligan

Independent Non-Executive Director Elect

Brendan is a Chartered Accountant and is a director of the ring fenced bank of Lloyd’s Banking Group Plc. After almost 30 years in GE Capital,  Brendan retired in April 2018.  His last position was CFO of GE Capital International, prior to that Brendan held numerous roles and gained extensive experience in leading global projects within GE Capital, including acquisitions, dispositions, operational reviews and reserve standardisation projects.

Brendan is a Fellow of the Institute of Chartered Accountants in Ireland and holds an MBS in Corporate Leadership from Dublin City University.


Greg Call

Executive Vice President, General Counsel, and Chief Administrative Officer, Encore Capital Group

Greg Call has served as Encore's Senior Vice President, General Counsel, and Corporate Secretary since September 2011. In August 2017, he was named EVP, General Counsel and Chief Administrative Officer. In this expanded role, he has overseen the company's legal department, enterprise risk management, compliance, internal audit, and legal team supporting the internal legal collections channel. Mr. Call joined the Company in January 2010, serving as Vice President, Legal and Business Affairs.

From 1999 until 2008, Mr. Call served in-house at Gateway, Inc., the computer maker and holder of one of America's strongest consumer brands, where he ultimately led the company's law department as Vice President, General Counsel. From 2009 until joining the Company, Mr. Call was a shareholder of New Hope Legal Center, Inc. From 1994 until 1999, Mr. Call was an attorney at the law firm Milbank, Tweed, Hadley & McCoy LLP, a leading international law firm, where his practice focused on complex commercial litigation and dispute resolution. Mr. Call received his bachelor's degree in English from Brigham Young University in 1991 and his JD, with honors, from the J. Reuben Clark Law School at Brigham Young University in 1994.